Dr. Ali Torabi is pleased to be your in-network Delta Dental dentist in Claremore. Delta Dental is the nation’s largest dental benefits company, offering subscribers a number of different plans, so you can choose the one that works best for you and your family. The plans are:
- Delta Dental PPO
- Delta Dental Premier
- DeltaCare USA
Our team is familiar with the details of each of these plans, so if you have any questions just ask us. We’re happy to help you understand the benefits associated with your plan. In addition, we can let you know what your out-of-pocket expense will be for any covered service before your appointment.
The Advantages of Seeing a Delta Dental Dentist in Claremore
As an in-network dental health care provider with Delta Dental, Dr. Torabi is able to offer covered services at pre-negotiated fees. These fees are contractual with Delta Dental, so once you’ve satisfied your deductible and paid the coinsurance charge, we cannot bill you for any additional amount.
To ensure that you receive the maximum allowable benefits for any covered procedure that you have at Flawless Smile Dentistry, we complete all of the necessary paperwork to file a claim for you.
Common Dental Insurance Terms
While each of Delta Dental’s benefits plans are slightly different from one another, they do have certain parameters in common. Here are some of the terms that you need to be familiar with.
Deductible
Like you automobile insurance, dental insurance also has a deductible that represents the amount of money you must pay out before your Delta Dental benefits apply. Your deductible restarts at the beginning of a new calendar year.
Coinsurance
Usually called your copayment, this is the out-of-pocket cost you must pay for a specific dental service. Delta Dental covers a percentage of the cost for a particular procedure and then you pay the rest.
Maximum
This is the top dollar amount that Delta Dental will pay for the cost of your dental care during a year. Costs beyond this amount are your responsibility. Fortunately, Dr. Torabi is often able to work with you to schedule services from one year to the next so you don’t exceed your maximum.
Premium
This is the amount you pay annually or monthly for the privilege of having dental insurance. This amount varies according to the type of coverage that you have.
Dental Services at Flawless Smile Dentistry
We’re pleased to offer a range of services to keep your smile healthy and beautiful. Generally speaking, Delta Dental covers all preventive dental care and a portion of many restorative services.
Contact Our Office Today
If you have any questions about your Delta Dental insurance coverage, call the office of your Delta Dental dentist in Claremore. Our front office will be glad to help and schedule appointments.
