Dental insurance is a wonderful benefit for families and individuals on their journey toward lasting smile health. If you and your loved ones are covered under a CIGNA dental insurance plan, finding a dentist who is in-network with your provider is important for making the most out of your benefits. And we’ve got some good news — Dr. Ali Torabi is your CIGNA dentist in Claremore! Keep reading to find out more about your CIGNA plan and how dental insurance works in our office.
About Your CIGNA Insurance Plan
CIGNA is a major fee-for-service dental insurance provider for employees and individuals. In exchange for a premium, or the fixed amount you pay for care monthly, you are eligible to receive a number of preventive and restorative services for free or heavily discounted. The Flawless Smile Dentistry team is happy to be in-network with this and other major dental insurance plans — because we love helping our patients maximize on their investment in oral health.
What Does CIGNA Cover?
Like most other dental insurance plans, CIGNA works by completely covering the preventive services you need to maintain a healthy smile for life. That includes the foundation of positive oral health, the six month checkup and cleaning, along with an annual set of x-rays. Topical fluoride treatments and dental sealants, which provide additional protection against tooth decay, may also be covered under your CIGNA insurance plan. Restorative treatments like tooth colored fillings, crown and bridge, root canals, extractions, and dentures, are usually covered by up to 80%. You will be most likely be responsible for the full amount of elective procedures like cosmetic dentistry.
Making the Most of Your Dental Insurance
You pay a significant amount of money for dental insurance every year, and we want to make sure you are getting the most out of your investment. One key is to visit an in-network dentist, like Dr. Torabi. Being in-network with CIGNA means he has come to an agreement to provide services at a predetermined discounted rate for you. While you may be eligible for the same savings visiting an out-of-network dentist, you will usually have to pay the full amount out of pocket and wait for reimbursement weeks or months later.
Once you’ve selected an excellent in-network dentist to provide your care, make sure you schedule and attend two checkups and cleanings annually. These visits are free for a reason — they help us reduce plaque and remove tartar buildup so you can avoid the need for costly, complex care later on. During a routine visit, we will also put together a long-term treatment plan for your continued oral health, maximizing your insurance benefits the entire way.
Questions? Contact Us Today!
If you’ve got questions about your insurance plan, or if you would like to schedule an appointment with your in-network CIGNA dentist, please don’t hesitate to contact the team at Flawless Smile Dentistry. You can also request an appointment online today!